Preface

Chapter 1 — Fundamentals and Terminology

Chapter 2 — Defining the Insurable Event

Chapter 3 — Risk Management

Chapter 4 — Insurance Companies

Chapter 5 — Insurance Occupations

Chapter 6 — The Insurance Market: The Economic Problem

Chapter 7 — Insurance Regulation

Chapter 8 — Insurance Contracts

Chapter 9 — Basic Property and Liability Insurance Contracts

Chapter 10 — Homeowners Insurance (HO)

Chapter 11 — The Personal Auto Policy

Chapter 12 — Professional Financial Planning

Chapter 13 — Life Insurance Policies

Chapter 14 — Standard Life Insurance Contract Provisions and Options

Chapter 15 — Annuities

Chapter 16 — Medical Expense and Disability Income Insurance

Chapter 17 — Advanced Topics in Risk Management

Chapter 18 — Commercial Property Insurance

Chapter 19 — Commercial Liability Insurance

Chapter 20 — Bonding, Crime Insurance, and Reinsurance

Chapter 21 — Employee Benefits

Chapter 22 — Social Security

Chapter 23 — Unemployment and Workers’ Compensation Insurance

                        Glossary

                        Appendix A: Homeowners Insurance Policies HO-2 and HO-3

                        Appendix B: Personal Auto Policy

                        Appendix C: Sample Whole Life Insurance Policy and Application

                        Appendix D: Answers to Objective Questions

                        Index