Does your current text have adequate coverage of credit scoring?

• Complete coverage of credit scoring.  The importance of your credit score cannot be overstated. There is a major section on credit scoring in Chapter 6, which includes sections on:
• Determining Creditworthiness — Credit Scoring;
• Why Having a Good Credit Score (FICO Score) is Important;
• How Your Credit Score is Computed;
• What’s in Your Credit Report;
• The Five Factors that Determine Your Credit Score;
• Information Not Considered When Calculating Your FICO Score;
• Managing Your Credit Score, and;
• The Fair and Accurate Credit Transactions Act (FACT Act). 

How do you prepare your students to make informed financial decisions at ley points of their lives?

• An extensive discussion of 10 “Financial Life Events.” This discussion in Chapter 18 serves to tie together the concepts and tools in the book — it is a section that would be fun to teach and also be of value to all students regardless of their age. It is also something no one else has.  In the course of your lifetime you will experience many events that will change your goals, affect your financial resources, and create new financial obligations or opportunities for you.  While there is an almost unlimited number of these type of life events, Keown discuses on 10 of the most common, and with each one we present a comprehensive step by step discussion of how you should respond to them.  These financial life events include:
• Life Event 1: Getting Started 
• Life Event 2: Marriage. 
• Life Event 3: Buying a Home
• Life Event 4: Having a Child. 
• Life Event 5:  Inheritances, Bonuses, or Unexpected Money 
• Life Event 6:  A Major Illness
• Life Event 7: Caring for an Elderly Parent. 
• Life Event 8:  Retiring 
• Life Event 9: Death of a Spouse 
• Life Event 10:  Divorce

Are the students who take this course comfortable with the math associated with it?  If not, how do you help those students?

Chapter 3, "Understanding Time Value of Money," has been extensively revised to be more accessible to math phobic students.  In this chapter, the topic of time value of money is presented through step by step instructions on how to solve time value of money problems by using a financial calculator, and providing such a calculator on the web.