The authors present an easy, accessible approach to becoming more financially knowledgeable and self sufficient that is neither time-consuming nor complicated. The authors' message is that becoming financially responsible can actually be achieved by reading this one book and developing the four fundamental human traits on which it is based: (1)a positive attitude; (2)being active in your own financial affairs; (3)reaching out to others in order to build a financial support system; and (4)planning ahead to cope with inevitable change and periodic loss. Readers do not need to learn economics or develop the vocabulary of finance. The authors take an original approach by demonstrating that the same life rules that allow some people to grow old gracefully can allow all consumers to grow financially secure.