Frees students to enjoy challenging topics without getting bogged down in labor-intensive details.

Gives students the opportunity to use the time lines to organize and visualize the exercises presented.

The student learn to recognize various word problem scenarios including the clue words that enable them to understand present value/future value issues.

Provides students with a variety of exercises and examples that are realistic, and will help them with personal financial matters and investments as well as in their professional careers.

Enables students to become competent problem-solvers, as they will easily succeed in understanding the text and the concepts presented.

Gives students an understanding of the relation between date arithmetic and payments, as well as other counting scenarios.

Enables students to understand where on the time line the money should be, simplifying the concept so that they can pick the right mathematical tool to get there.

Enables instructors to utilize the text for basic-level (finance), intermediate-level (finance and theory of interest), and advanced-level (finance, theory of interest, and stochastic methods) students.

Shows students how the exercises are worked, not just a numerical answer.

Helps students get up to speed quickly as they proceed through the text.

Aids instructors in forming their curriculum.