Debbie Harrison

Publisher: Financial Times Press
Copyright: 2005
Format: Paper; 414 pp

ISBN-10:	027368101X
ISBN-13:	9780273681014

Our Price: £38.99
Status: Instock
Published: 09 Nov 2004

The first dedicated textbook for undergraduate students studying courses in personal finance.  Covering both theory and practice, Personal Financial Planning goes beyond existing product-based regulatory guidebooks and consumer guides to personal finance. This book enables students to gain a greater breadth and understanding of all aspects of personal finance from both an academic and practical perspective.

The author combines technical detail with a discursive analysis of the economic, social and regulatory environment in which financial planning, as a blend of services and products, is delivered in the first decade of the twenty-first century.

PREFACE
ACKNOWLEDGEMENTS
HOW TO USE THIS BOOK
PART ONE: THE SOCIAL, ECONOMIC, AND REGULATORY FRAMEWORK FOR FINANCIAL PLANNING
1. The principles of modern financial planning
2. The economic and regulatory environment
3. Market fundamentals
4. Asset classes and investment styles
5. Asset allocation in portfolio construction
6. Performance measurement and monitoring
PART TWO: PUTTING THE THEORY INTO PRACTICE
7. Protection insurance
8. Banking and debt
9. Savings
10. Gilts and bonds
11. Equities
12. Collective funds 1
13. Collective funds 2
14. Tax-efficient wrappers and administration platforms
15. Ethical investments, pensions and banking
16. Tangible (alternative) assets
17. Property
18. Lloyd?s of London
19. Taxation
20. Education fee planning
21. State pensions
22. Defined benefit occupational pension schemes
23. Defined contribution schemes and plans
24. DC funds and the retirement income
25. Working and retiring abroad
APPENDICES

• Helps the reader to identify and understand trends and causes of financial crises that could impact on their own personal finances.
• Provides comprehensive coverage of technical issues in an accessible format, combined with practical worked examples. This will give the reader confidence to tackle his/her own financial calculations.
• Discusses each topic within the economic, fiscal and regulatory environment ? enabling the reader to maintain a clear overview of the financial services market, while simultaneously learning the necessary detail.
• Case study material and exam-style questions from a wide and varied range of sources, provide stimulating challenges for students.